Jon Nielsen, Publisher at CoinCodex

We examine different types of crypto loans, explain why average customers cannot use loans without collateral, and explain how flash loans work.

A transfer of physical assets (TPA) happens when a homeowner with a HUD-approved mortgage sells their home and transfers the mortgage to the buyer.

Structured finance is a broad term that describes complex financial products used by companies for very specific financing needs. The financial instruments that fall under the structured finance umbrella are typically employed by large corporations.

We explain additional interest vs. additional insured in simple terms and provide examples of how these concepts apply to different insurance policies.

A payday loan is neither an installment loan nor revolving credit. Installment loans are repaid over a specified period of time with smaller payments, while revolving credit makes it possible to borrow money repeatedly. Payday loans don’t fit either definition, as they are paid back in one lump sum, usually after the borrower’s next payday.

Putting your home in a trust involves creating a trust document, transferring the property title to the trust, and naming beneficiaries.

Discover what is slippage in crypto and check real-world examples.

A quick and intuitive way of explaining the difference between passive and active ETFs is that passive ETFs aim to own the market, while active ETFs aim to beat the market. We tackle the topic of active vs. passive ETFs and explain how these two types of investment products stack up against each other.

We provide helpful tips on how to reduce your total loan cost, including in scenarios where you’re yet to take out a loan and are trying to get the best deal, as well as scenarios where you already borrowed money and are trying to cut down on the cost of your loan.

Learn about the key differences between credit union and bank mortgages, which will help you make an informed decision and learn which option best suits your needs.